Do you need a checking account?
Are you one of the more than 60 million Americans who are stuck in
ChexSystems?
Welcome to Second Chance Checking Banks! We are a
free consumer resource for Americans who are in need of a checking
account, but are not sure where to turn or what to do? Our site offers a
free state by state directory of banks offering second chance checking accounts to
individuals like yourself. Our goal is to help individuals by providing a
scam free and hype free consumer resource to get the information they need. This site was created to help
the many unbanked Americans in need of a se account with unbiased information
The banks we have listed here are more lenient and either do not use
ChexSystems or will not hold your ChexSystems record against you. However,
while less stringent as most banks, the majority of banks in our directory will require that the negative reporting be made current
and all money that is owed has been paid. Once your commitments have been
paid, you should be able to open a second chance checking account rather
easily and quickly.
Directory of Second Chance Checking Banks
To get started using our site, click on your state below. Once the page loads, there will be a listing of banks in your area offering second chance checking accounts.
It is important to know where you stand before trying to get a second chance checking account. You are entitled to one free copy of your ChexSystems report every 12 months. You can get your free report here and stay informed.