Second Chance Checking | Alabama
There are banks that provide second
chance checking accounts in Alabama. These are real banks offering real FDIC insured
checking accounts. These banks are more lenient and either do not use ChexSystems or will not hold your ChexSystems record against you. You will
need to ensure that all accounts are made current and all money owed has
been paid before applying for any checking account. Please understand that
we do not control these banks and account approvals and declinations are
based solely upon the banks business needs.
The second chance banking opportunities include both guaranteed and
non guaranteed options. We recommend getting a guaranteed
option such as the 100% Guaranteed
UPside to start with so you have a way to manage money until
you find a permanent solution in your area.
»»
Guaranteed Approval Solution
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UPside Classic -
Excellent banking alternative with simple fee schedule and
offering 100% approval, FDIC insured, online check writing for
bill pay needs, no activation fees, no credit check and no
ChexSystems check. Monthly fee is $4.95 and can be lowered to
$.99 per month with $500 direct deposit per month.
Apply Now
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Other Banking Options - Not
Guaranteed
The banks have been reported to offer second chance
checking, but we can not guarantee that you will be able to
get an account. Be careful applying since denied applications
can further damage your ChexSystems report.
IMPORTANT - You should not go into a bank saying
you found their bank listed on this site or mention anything
about being listed in ChexSystems. The reason is because some
of the banks listed do not use any account verification and
your mentioning second chance checking or ChexSystems may set
off warning signs and cause you not to be approved.
ATTN Banks - If your bank does not offer second chance checking or if you would like to have your bank removed, please send us an email using the contact form
here.
Alabama Telco Credit Union
Almerica Bank
America’s First Federal Credit Union
Central State Bank
Compass Bank - Do not apply if you have been reported to Early Warning Services
Family Security Credit Union
Four Seasons Credit Union
Guardian Credit Union
Max Credit Union
Merchants Bank
Mutual Savings Credit Unions
Park Community Federal Credit Union
Renasant Bank
Sterling Bank
TIC Federal Credit Union
TVA Federal Credit Union
Union State Bank
Valley State Bank
WoodForest Bank
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