Second Chance Checking Accounts in Alabama
Free Listing of Alabama Second Chance Checking Banks


Second Chance Checking | Alabama

There are banks that provide second chance checking accounts in Alabama. These are real banks offering real FDIC insured checking accounts. These banks are more lenient and either do not use ChexSystems or will not hold your ChexSystems record against you. You will need to ensure that all accounts are made current and all money owed has been paid before applying for any checking account. Please understand that we do not control these banks and account approvals and declinations are based solely upon the banks business needs.

    

The second chance banking opportunities include both guaranteed and non guaranteed options. We recommend getting a guaranteed option such as the 100% Guaranteed UPside to start with so you have a way to manage money until you find a permanent solution in your area.

»» Guaranteed Approval Solution ««

UPside Classic - Excellent banking alternative with simple fee schedule and offering 100% approval, FDIC insured, online check writing for bill pay needs, no activation fees, no credit check and no ChexSystems check. Monthly fee is $4.95 and can be lowered to $.99 per month with $500 direct deposit per month. Apply Now (link opens in new window)

Other Banking Options - Not Guaranteed

The banks have been reported to offer second chance checking, but we can not guarantee that you will be able to get an account. Be careful applying since denied applications can further damage your ChexSystems report.

IMPORTANT - You should not go into a bank saying you found their bank listed on this site or mention anything about being listed in ChexSystems. The reason is because some of the banks listed do not use any account verification and your mentioning second chance checking or ChexSystems may set off warning signs and cause you not to be approved.

ATTN Banks - If your bank does not offer second chance checking or if you would like to have your bank removed, please send us an email using the contact form here.

Alabama Telco Credit Union
Almerica Bank
America’s First Federal Credit Union
Central State Bank
Compass Bank - Do not apply if you have been reported to Early Warning Services
Family Security Credit Union
Four Seasons Credit Union
Guardian Credit Union
Max Credit Union
Merchants Bank
Mutual Savings Credit Unions
Park Community Federal Credit Union
Renasant Bank
Sterling Bank
TIC Federal Credit Union
TVA Federal Credit Union
Union State Bank
Valley State Bank
WoodForest Bank


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