Second Chance Checking Accounts in Florida
Free Listing of Florida Second Chance Checking Banks

There are banks that provide second chance checking accounts in Florida. These are real banks offering real FDIC insured checking accounts. These banks are more lenient and either do not use ChexSystems or will not hold your ChexSystems record against you. You will need to ensure that all accounts are made current and all money owed has been paid before applying for any checking account. Please understand that we do not control these banks and account approvals and declinations are based solely upon the banks business needs.

The second chance banking opportunities include both guaranteed and non guaranteed options. We recommend getting a guaranteed option such as the 100% Guaranteed UPside to start with so you have a way to manage money until you find a permanent solution in your area.

»» Guaranteed Approval Solution ««

UPside Classic - Excellent banking alternative with simple fee schedule and offering 100% approval, FDIC insured, online check writing for bill pay needs, no activation fees, no credit check and no ChexSystems check. Monthly fee is $4.95 and can be lowered to $.99 per month with $500 direct deposit per month. Get the Upside Card Now (link opens in new window)

Other Banking Options - Not Guaranteed

The banks have been reported to offer second chance checking, but we can not guarantee that you will be able to get an account. Be careful applying since denied applications can further damage your ChexSystems report.

IMPORTANT - You should not go into a bank saying you found their bank listed on this site or mention anything about being listed in ChexSystems. The reason is because some of the banks listed do not use any account verification and your mentioning second chance checking or ChexSystems may set off warning signs and cause you not to be approved.

ATTN Banks - If your bank does not offer second chance checking or if you would like to have your bank removed, please send us an email using the contact form here.

1st Credit Union Of Gainesville
1st National Bank Of South Florida
Calhoun Liberty Employees Credit Union
Campus USA Credit Union
CFE Federal Credit Union
Compass Bank - Do not apply if you have been reported to Early Warning Services
Eastern Financial
Elgin Federal Credit Union
First Coast Community Bank
Florida Credit Union
Jax Federal Credit Union
People’s Alliance Federal Credit Union
Republic Bank and Trust Company
Southern Commerce Bank
University Credit Union
Urban Trust Bank
Vystar Credit Union

Second Chance Checking Accounts in Florida Free Listing of Florida Second Chance Checking Banks

Second Chance Checking Accounts in Florida
Free Listing of Florida Second Chance Checking Banks