Second Chance Checking Accounts in Georgia
Free Listing of Georgia Second Chance Checking Banks


Second Chance Checking | Georgia

There are banks that provide second chance checking accounts in Georgia. These are real banks offering real FDIC insured checking accounts. These banks are more lenient and either do not use ChexSystems or will not hold your ChexSystems record against you. You will need to ensure that all accounts are made current and all money owed has been paid before applying for any checking account. Please understand that we do not control these banks and account approvals and declinations are based solely upon the banks business needs.

    

The second chance banking opportunities include both guaranteed and non guaranteed options. We recommend getting a guaranteed option such as the 100% Guaranteed UPside to start with so you have a way to manage money until you find a permanent solution in your area.

»» Guaranteed Approval Solution ««

UPside Classic - Excellent banking alternative with simple fee schedule and offering 100% approval, FDIC insured, online check writing for bill pay needs, no activation fees, no credit check and no ChexSystems check. Monthly fee is $4.95 and can be lowered to $.99 per month with $500 direct deposit per month. Get the Upside Card Now (link opens in new window)

Other Banking Options - Not Guaranteed

The banks have been reported to offer second chance checking, but we can not guarantee that you will be able to get an account. Be careful applying since denied applications can further damage your ChexSystems report.

ATTN Banks - If your bank does not offer second chance checking or if you would like to have your bank removed, please send us an email using the contact form here.

Altamaha Bank
Atlantic Coast Bank
Bank Of Cowetta
Bank of Dooly
Bank Of Eastman
Bartow County Bank
CB&T
CB&T Bank of Middle Georgia
Coastal Bank of Georgia
Commercial Bank of Thomasville
Exchange Bank
First Community Bank of Tifton
First National Bank
First State Bank and Trust
Georgia’s Own Credit Union - Do not apply if your reported to EWS
Geovista Credit Union
Gwinnett Federal Credit Union - Fresh Start Second Chance Checking Account
Hallco Community Credit Union
Heritage Bank
Members United Credit Union
North Georgia Credit Union
Park Community Federal Credit Union
Rochelle State Bank
SB&T
Sea Island Bank
South Georgia Banking Company
Wright Credit Union

 


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