Second Chance Checking Accounts in Texas
Free Listing of Texas Second Chance Checking Banks

Second Chance Checking | Texas

There are banks that provide second chance checking accounts in Texas. These are real banks offering real FDIC insured checking accounts. These banks are more lenient and either do not use ChexSystems or will not hold your ChexSystems record against you. You will need to ensure that all accounts are made current and all money owed has been paid before applying for any checking account. Please understand that we do not control these banks and account approvals and declinations are based solely upon the banks business needs.

The second chance banking opportunities include both guaranteed and non guaranteed options. We recommend getting a guaranteed option such as the 100% Guaranteed UPside to start with so you have a way to manage money until you find a permanent solution in your area.

»» Guaranteed Approval Solution ««

UPside Classic - Excellent banking alternative with simple fee schedule and offering 100% approval, FDIC insured, online check writing for bill pay needs, no activation fees, no credit check and no ChexSystems check. Monthly fee is $4.95 and can be lowered to $.99 per month with $500 direct deposit per month. Get the Upside Card Now (link opens in new window)

Other Banking Options - Not Guaranteed

The banks have been reported to offer second chance checking, but we can not guarantee that you will be able to get an account. Be careful applying since denied applications can further damage your ChexSystems report.

IMPORTANT - Do not go into a bank saying you found their bank listed on this site while searching for second chance checking accounts in Texas or mention anything about being listed in ChexSystems or having past banking issues. The reason is because some of the banks listed do not use any account verification and your mentioning of second chance checking or ChexSystems may set off warning signs and cause you not to be approved or be approved with restrictions.

ATTN Banks - If your bank does not offer second chance checking or if you would like to have your bank removed, please send us an email using the contact form here.

1st Convenience Bank
Bank Of Texas - Second Chance Checking
Baycel Federal Credit Union
Bluebonnet Credit Union
Carmine State Bank
Chemcel Federal Credit Union
Columbus State Bank
Compass Banks - Do not use if you have been reported to Early Warning Services
Farmers National Bank
First Abilene FCU
Firstmark Credit Union
Fort Hood National Bank
Pantex Federal Credit Union
Smart Federal Credit Union
Texas Bay Area Credit Union
Texas Community Catholic Credit Union
United Community Bank
United Heritage
US Bank - Please see our blog post about US Bank Second Chance Checking for more information. Click here for more info
West Texas Credit Union

Second Chance Checking Accounts in Texas Free Listing of Texas Second Chance Checking Banks

Second Chance Checking Accounts in Texas
Free Listing of Texas Second Chance Checking Banks