Woodforest National Bank
What You Need to Know About the Woodforest National Bank Second Chance Checking Account

Second Chance Checking | Woodforest National Bank Second Chance Checking Account

If you have been searching for second chance checking, then you have no doubt heard about the Woodforest National Bank Second Chance Checking Account. Woodforest National Bank has one of the most popular second chance checking opportunities available and the approval process is very straightforward and easy.

Woodforest National Bank is headquartered in The Woodlands Texas and is a privately/employee owned bank that prides itself on customer relations and understanding the financial needs of all its customers. Woodforest currently has 750 branches across 17 states and is known for having store fronts in WalMart stores across America.

The Woodforest Bank Second Chance Checking account is one of the most popular opportunities for those who are listed in ChexSystems, Early Warning Services or have bad credit and are needing a bank account.

Here is what you need to know about the Woodforest Second Chance Checking Bank Account

Minimum Opening Deposit - $25
Interest Bearing - No
Monthly Service Charge - $7.95 w/direct deposit and $9.95 w/o direct deposit
Additional Fees - $9.00 Account Opening Fee (one time fee)

*You can view the complete list of fees and get more information here (link opens in a new window)

While the monthly service charges seem a little high, they are not as bad as some prime bank accounts and as long as you maintain your account like you need to, they are temporary and when you get out of ChexSystems you can get a fee free account at another bank.

So that we can be fair and balanced with our review, there are some complaints about consumers getting hit with fees or debits as well as other complaints. We can not verify or deny these claims and are only making them available so you can do due diligence when making a decision about doing business with Woodforest Bank. You can view some of the complaints here (link opens in a new window)

If your looking for a checking account and the Woodforest National Bank does not work for you, check our directory of banks offering second chance checking here or if you want a solid alternative bank check out the Upside prepaid.

Woodforest National Bank What You Need to Know About the Woodforest National Bank Second Chance Checking Account

Woodforest National Bank
What You Need to Know About the Woodforest National Bank Second Chance Checking Account